Identity Theft Services

  • Fully-Managed Resolution
  • Continuous Credit Monitoring
  • Expense Reimbursement
  • Educational Tools

Background Screening Solutions

Resident Screening

Property Managers trust Merchants Information Solutions, Inc. for the most comprehensive background reports and resident screening services.

We serve thousands of clients nationwide, from small apartment complexes to large property management firms with thousands of units. We offer a variety of online database searches, as well as detailed reports to help you make the right decisions regarding your rental applicants.

Let our information and expertise help you:

  • Identify high-risk applicants
  • Simplify the application process
  • Reduce delinquencies and evictions
  • Promote a crime-free environment
  • Access reports quickly and easily, 24/7

Click on a link below to learn more or for additional information about our products and services, call 800.487.0143.


ResidentInsight

ResidentInsight delivers consistent, objective recommendations for every lease decision at every property you manage. This tool evaluates statistical and rules-based criteria, to accurately predict the rental and payment performance of each applicant and return one of the following decisions: accept, review or decline. Because you select the criteria and control how it impacts the overall decision, each recommendation is guaranteed to comply with your company’s standards.
Automate and improve your screening process with these features:

  • More than 20 criteria to choose from, including credit data and income ratios
  • Comprehensive criminal search
  • FICO Score standard
  • Customized report formats
  • Management reporting tool
  • User-friendly, online access
  • Seamless transfer
  • Cost-effective
  • FACS+

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Complete Resident Profile Reports
Save time with this bundled report containing all the information you need to qualify potential residents. You receive an Experian® Credit Report plus resident history information, Social Security state of origin, and apartment address summary.
Turnaround time: Instant.

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Consumer Credit Reports
Gain a complete picture of your applicant's credit history with access to reports from Experian®, TransUnion®, and Equifax®. Details about your potential tenant's financial health and credit status will help you predict their payment behavior.
Turnaround time: Instant.

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State Criminal Search
Search felony, misdemeanor, and corrections data within the state of your choice. Each inquiry also searches sex offender and terrorist databases at no additional charge.
Turnaround time: Instant.

County Criminal Search
Search felony and misdemeanor records in counties from all 50 states.
Turnaround time: 1 to 3 business days.

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Social Security Search
This search indicates how the applicant's Social Security number has been used in the Experian® credit database. We'll return up to 10 names and addresses associated with the input number, and validate the issue date to alert you of fraudulent activity.
Turnaround time: Instant.

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Eviction Reports
Receive eviction data from 43 states, including landlord/tenant court filings, possession and monetary judgments, and forcible detainer information.
Turnaround time: Instant.

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For more information: Call 800.487.0143.
Click here to request more information.